Wait for automatic removal
$8,400
more PMI over 3½ years
Free check · about two minutes
Stop paying extra for PMI.
See how close you are to 80% loan-to-value. If you qualify, we request removal from your servicer for you.
- No payment today
- Your servicer isn’t contacted until you sign
Monthly statement
Example home
79.4%loan-to-value
80%
- Principal and interest
- $1,842
- Taxes and insurance
- $410
- PMIRemoved
- $200
- Total due
- $2,252
You keep$200/mo · $2,400/yr
How it works
You check. We handle the servicer.
- 01
Check your numbers
Add your address and what you owe. We estimate your home value and loan-to-value in about two minutes.
- 02
Sign once
If you qualify, pick your servicer and sign a permission form. No payment today.
- 03
We handle the servicer
We check your servicer's rules, send the request, and keep you posted by email.
Why check now
Waiting can cost you years of PMI.
Automatic removal usually follows your original home value. If your home has gained value, a current-value review may qualify you sooner.
Request removal now
$0
more PMI once it's approved
Example: $200 a month in PMI, with automatic removal 42 months away. Your numbers will differ.
What does it cost?
Checking is free, and there's no payment to start a case. If your case needs paid work, like an appraisal your servicer orders, we tell you the cost and ask before anything happens.
Does this affect my credit?
No. Typing your numbers or uploading a statement doesn't touch your credit. The optional mortgage lookup uses a soft inquiry, which doesn't affect your score.
What do I need?
Your address and your current loan balance. A recent mortgage statement makes it faster, and we can read it for you.
Who decides if PMI comes off?
Your servicer and the loan's investor. We prepare and send a request that follows their rules, and we tell you what they need from you.
Does this work for FHA loans?
Usually not. FHA mortgage insurance follows different rules, and many FHA loans need a refinance to remove it. The check tells you which applies.
Find out where you stand.
About two minutes. No payment today.